Maximum Borrowing Capacity Calculator
The Maximum Borrowing Capacity Calculator is a great tool for you as you can obtain an indication of what the Banks are prepared to Lend you.

Our other Calculators will provide you with the tools which will assist you with an indication of your expenses, Land tax as an investor and savings in interest if you wish to make additional payments.

You can even compare different products to see which is more suitable for your needs.
Feel free in using our Calculators

First Home Buyer
Our Stamp Duty Calculator is a tool which our First home buyers can utilise as it provides an indication on whether you need to pay Duty to the State according to your purchase price.

Remember that each state offers different concessions to First Home buyers, and this calculator will provide you with an indication according to your individual need and requirements.

We have access to over 30 residential lenders and the great majority have approval from the appropriate Government Bodies to process the First Home Owners Grant.
Feel free in using the Stamp Duty Calculator.

Maximum Borrowing Capacity Calculator - How much can I borrow?

The Maximum Borrowing Capacity Calculator is a great first step in understanding the amount you can potentially borrow based on your income.

Having an indication of what your maximum borrowing capacity will determine the type and location of property you could purchase whether it is for owner occupied or investment purposes.

The Maximum Borrowing Capacity Calculator has provision for up to four applicants and also takes into account other income from rental for example. From a liability point of view you have the ability to enter your credit card commitments and also any other ongoing monthly commitments. This way you are provided with as accurate a result as possible.

The borrowing capacity calculator takes into account basic living expenses for adults, couples and dependants and this is highlighted within a table for your reference.

Remember that each lender has its own lending parameters so the borrowing capacity calculator is an indicative result. To obtain a detailed result based on a particular lender you can simply contact us and one of our consultants will provide you with lender specific information.

Feel free in Contacting Us and one of our Staff Members will be more than happy to assist you with your enquiries.

Disclaimer.
The information provided to you in the Maximum Borrowing Capacity Calculator does not constitute “personal advice” for any purpose. The Maximum Borrowing Capacity Calculator is provided to you as an information service only and it should not be relied upon as a substitute for financial, home loan or other professional advice. The information does not take the investment objectives, financial situation and particular needs of any particular person into account. It is not to be construed as financial advice or a recommendation of any financial products, including home loans. Before making an investment or home loan decision on the basis of the information provided by the Maximum Borrowing Capacity Calculator, you need to consider whether the information is appropriate in light of your particular investment or home loan needs. The Maximum Borrowing Capacity Calculator has been developed by AFC Online. AFC Online is responsible for maintaining and updating the Maximum Borrowing Capacity Calculator. For any further enquiries you can contact us directly and one of our customer care consultants will be more than happy to assist you.

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