Investor / Gearing Calculator
The Gearing calculator is a tool which can be utilised by our investors to determine an approximation of tax benefits that may apply.

Our other Calculators will also provide you with the tools which will assist you with an indication of your expenses, maximum borrowings and savings in interest if you wish to make additional payments.

You can even compare different products to see which is more suitable for your needs.
Feel free in using our Calculators

First Home Buyer
Our Stamp Duty Calculator is a tool which our First home buyers can utilise as it provides an indication on whether you need to pay Duty to the State according to your purchase price.

Remember that each state offers different concessions to First Home buyers, and this calculator will provide you with an indication according to your individual need and requirements.

We have access to over 30 residential lenders and the great majority have approval from the appropriate Government Bodies to process the First Home Owners Grant.
Feel free in using the Stamp Duty Calculator.

Investor / Gearing Calculator

The gearing calculator is a great tool which provides investors with an indication of potential tax benefits through gearing. The gearing calculator takes into account specific items such as:

	Home Loan Interest
	Council Rates
	Water Rates
	Strata Fees
	Depreciation
	Real Estate Agent Fees

Having a negatively geared investment property which results in a loss position may result in you obtaining a tax refund due to the lowering of your tax threshold.

The gearing calculator is a guide only and we recommend that you seek tax advice from a qualified professional as other factors may need to be taken into account.

Feel free in Contacting Us and one of our Staff Members will be more than happy to assist you with your enquiries.

Disclaimer.
The information provided to you in the Investor Gearing Calculator does not constitute “personal advice” for any purpose. The Investor Gearing Calculator is provided to you as an information service only and it should not be relied upon as a substitute for financial, home loan or other professional advice. The information does not take the investment objectives, financial situation and particular needs of any particular person into account. It is not to be construed as financial advice or a recommendation of any financial products, including home loans. Before making an investment or home loan decision on the basis of the information provided by the Investor Gearing Calculator, you need to consider whether the information is appropriate in light of your particular investment or home loan needs. The Investor Gearing Calculator has been developed by AFC Online. AFC Online is responsible for maintaining and updating the Investor Gearing Calculator. For any further enquiries you can contact us directly and one of our customer care consultants will be more than happy to assist you.

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