Home Loan Calculators
The Calculators that have been provided in this site are to assist our clients in getting an indication, when inputting the appropriate information, of Government costs in purchasing there property, your maximum borrowing capacity and how much interest is payable to the loan.
Stamp Duty Calculator
As each State Government have different charges when it comes to stamp duty it is important when considering the purchase of a property to have an indication of these additional charges. The Stamp Duty Calculator we have provided does just that. It not only provides you with the Stamp Duties for an Owner Occupied Purchase, but also the duties payable as an investor and as a First home Owner.Maximum Borrowing Capacity Calculator
The Maximum Borrowing Capacity Calculator provides you with an indication of the maximum amount that you can borrow according to your Income and taking into account your Liabilities. Please note that each Financial Institution has different parameters when it comes to your Maximum Borrow Capacity and this calculator provides you with an indication.Interest Saving Calculator
The Interest Saving Calculator provides you with an indication of savings in interest and time of paying out your loan if you decided to make additional monthly payments to your new loan.Land Tax Calculator
The Land Tax Calculator is an excellent tool for our Investors as it provides an indication of Land Tax commitments to each State. It should be noted that each State has different parameters when it comes to these Government Charges. The Land Tax Calculator we have provided does just that. It not only provides you with the a view of the Land Tax Commitments for an Individual, but also the Land Tax payable as a Company or Trust.Investor / Gearing Calculator
The Gearing Calculator Provided to you gives you an indication on whether you are negatively or positively geared according to your income and expenses. The Gearing Calculator is only an indication of tax benefits that may be due, and it is strongly recommended that you do obtain the appropriate advise from your Accountant.Tax Assessment Calculator
The Tax Assessment Calculator provides you with what tax is payable on your PAYG Gross annual Income. It breaks it down to your Net annual, Monthly and Fortnightly payments. The Tax assessment Calculator also shows you what superannuation entitlements are due to you from your Employer.Comparison Calculator
This Calculator provides our clients with a tool to compare to different loans taking into account additional yearly or monthly costs associated to the loan considered.Credit Card Reduction Calculator
The Credit Card Reduction Calculator provides our clients with the opportunity to determine how much interest savings can be made by making extra monthly payments.Amortisation Calculator
The Amortisation Calculator provides you with an indication of how much interest is payable during the term of the loan. (Loan period chosen) It must be noted that the Amortisation Calculator does not take into account changes to interest during the period, or any additional charges that may apply to the home loan chosen. |
Useful Sites as a point of reference: |
| Web Designs & CRM Systems | FBAA | More info on No Deposit Home Loans | Other Home Loan Options |  |
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