Home Loan Calculators
Below you will find a number of handy home loan financial calculators which we invite you to use. All our Home Loan financial calculators provide you with a solution which may assist you when considering purchasing a property for Owner Occupied or Investment purposes.
Please feel free in following one of the Home Loan Finance Calculator Links below:
Repayment Calculator
With our Home Loan Repayment Calculator you will be able to establish what Monthly, Fortnightly and Weekly repayments are required by Financial Institutions according to the Home Loan amount, Interest chosen and the period of the Home Loan. Feel free in using this calculator to determine what your commitment will be to the Financial Institution Chosen.
Stamp Duty Calculator
The Stamp Duty Calculator is a great tool which determines what Government Costs are associated when purchasing an Owner Occupied or Investment Property. You should also note that the scales differ for First Home Owner, and that there are additional concessions available from each State Government.
Lenders Mortgage Insurance Estimator
Our Lenders Mortgage Insurance (LMI) Estimator will provide you with an indication of how much it will cost you to secure a loan above 80% loan to value ratio for regulated and non regulated loans. It will also provide you with your costs when it comes to securing a low Doc or Asset Lend loan. You will also find that First Home Owners are still required to pay Lenders Mortgage Insurance and those discounts are also listed for you.
Maximum Borrowing Capacity Calculator - How much can I borrow?
No Deposit Home Loans has provided you with one of the most accurate Borrowing Capacity Calculator available in the market today. This Calculator has been built in line with Mortgage Insurers. According to the information inputted, the Maximum Borrowing Capacity Calculator will provide you with the appropriate result. It should be noted that Institutions Maximum Borrowing may vary and for a more accurate assessment you can speak directly with one of our Finance Consultants.
Home Loan Cost to Purchase Calculator
The Home Loan Cost to Purchase Calculator is a great tool which combines (an estimate) of what costs are involved when purchasing a Property in Australia. It takes into account some of the following: Stamp Duty payable, Lenders Mortgage Insurance, Mortgage Preparation Documents and your Solicitor Costs.
Extra Home Loan Repayment Calculator
The extra home loan repayment calculator is a great tool that will show you how much interest can be saved by making additional monthly. fortnightly or weekly payments to your Home Loan. You will be amassed what an additional $100.00 per month will make to the total Interest Paid, but also to how quickly you can pay off your Home Loan.
Home Loan Comparison Calculator
The Comparison Calculator compares two different loans taking into account the rate, number of years and any monthly fees associated to the loan. (It should be noted that if comparing a loan with yearly fees, simply divide the fee by 12 and use that amount as the monthly amount)
Offset Repayment Calculator
Provides a snapshot of the effect when monies sit in an offset account. The calculator also shows how much interest is savide over a certain period.
The All in One Repayment Calculator
The All in One Repayment Calculator provides you with outcomes when you make additional monthly payments, attach a 100 per cent offset facility to your Home Loan account and the effects a once of lump sum payment makes to your Home Loan.By using different combinations, you will be able to determine the estimated saving that you may have in the total interest paid and the effect on your Home Loan Period.
Lumpsum Repayment Calculator
The Lumpsum Repayment Calculator will provide you with a snap shot of the effects when a once off lumpsum payment is made to your home loan.
Home Loan Balance Calculator
Have you ever wondered what your home loan balance would be at certain stages of your loan period? Well our Home Loan Balance Calculator does just that. By choosing the payment cycle you will know be able to see what your actual outstanding balance will be.
Tax Assessment Calculator
The Tax Assessment calculator provides you with an indication of how much tax you will pay on your Gross Annual Income. The calculator shows the fortnightly, monthly and yearly expected Net Income and also gives you a guide as to how much superannuation will be contributed by your Employer.
Investor Gearing Calculator
This is a great tool for our Investors to uses. The Investor Gearing Calculator provides you with an indication of whether a property purchase will be (or is) positively or negatively geared. This Calculator takes into account your gross income, agents expenses, property expenses and crucially the interest payable on the Home Loan per annum. We always recommend that the appropriate tax advise is sort prior to any Investment Property Purchase
Land Tax Calculator
The Land Tax Calculator is unique for anyone considering increasing their Investment Portfolio. The Calculator provides the appropriate results according to each State governments parameters and providing you with an indication on how much land tax is payable to each State or Territory.
Credit Card Reduction Calculator
The credit card reduction calculator is a great tool which shows you just how long it will take to pay off your current credit card debt based on your regular monthly repayments. In addition to this you can enter an amount of months you would like your credit card paid off in, and the calculator will then provide you with the amount you need to pay on a monthly basis to achieve this goal.
Home Loan Amortisation Calculator
The Amortisation Calculator will provide you with an indication of how much interest is paid per month when taking out a Home Loan. The calculator shows the following: amount outstanding at a particular point in time, monthly Interest paid, Interest paid each year, total interest paid and finally total of all repayments.
Feel free in Contacting Us and one of our qualified Staff Members will be more than happy to assist you with your enquiries.
Finance Calculators by AFC Online
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Useful Sites as a point of reference: |
| Web Designs & CRM Systems | FBAA | More info on No Deposit Home Loans | Other Home Loan Options |  |
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