No Deposit Home Loans
No Deposit Home Loans allow you to purchase your own home or an investment property without having any genuine savings.

This type of home loan allows the First Home Buyers the opportunity to make there dreams come true in owning there own home.
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Loans First Home Buyer
We have access to over 30 residential Home Loan lenders and the great majority have approval from the appropriate Government Bodies to process the First Home Owners Grant.
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First Home Owners Grant
Although the First Home Owners Grant is provided by the Federal Government, States also provide additional funds and / or concessions.

It is important the you are aware of what you are entitle to and you can achieve that by talking to one of our consultants, your solicitor and even use our Stamp Duty Calculator to determine how much of a discount you are able to obtain on your first owner occupied property.
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First Home Owners - Useful Links

We have put together some importants Links for the First Home Owner as a referance point. All the Links below will assist you, in particular when considering the First Home Owners Grant and also any Consessions that may apply in each State.

For More Information about the First Home Owners Grant please visit the below URL’s:

NSW Government Stamp Duty Links

http://www.osr.nsw.gov.au/benefits/first_home/general/fhogs/

http://www.osr.nsw.gov.au/benefits/first_home/

QLD Government Stamp Duty Links

http://www.osr.qld.gov.au/fhog/first-home-owner-grant/index.shtml

http://www.osr.qld.gov.au/forms_publications/fhog/index.shtml

ACT Government Stamp Duty Links

http://www.revenue.act.gov.au/first_home_owner_grant

http://www.revenue.act.gov.au/home_buyer_concession/hbc_1jul08

SA Government Stamp Duty Links

http://www.revenuesa.sa.gov.au/

http://www.revenuesa.sa.gov.au/fhog/home.html

WA Government Stamp Duty Links

http://www.dtf.wa.gov.au/cms/osr_content.asp?ID=344

http://www.dtf.wa.gov.au/cms/osr_content.asp?ID=206

TAS Government Stamp Duty Links

http://www.treasury.tas.gov.au/domino/dtf/dtf.nsf/v-sro/D96E11FB6FCFD87DCA256FA90014C5C8

http://www.treasury.tas.gov.au/domino/dtf/dtf.nsf/v-sro/8E9EBD9C100F45D9CA256F66000493C4

NT Government Stamp Duty Links

http://www.nt.gov.au/ntt/revenue/first_home.shtml

http://www.nt.gov.au/ntt/revenue/home_incentives.shtml

So why not contact us and take the first step to buying your own home, we are always willing to help and can have a home loan consultant come out and see you at a time which is convenient.

	Useful Sites as a point of reference:
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